WE MOVE QUICKLY
B&I Consulting lending experts have shown consistent results for business
owners by quickly turning their financing requests into funded loans. We save you valuable time and opportunity cost by putting your loan on a success track from the very start, enabling
it to progress rapidly. Our uncommon USDA and SBA loan policy expertise enables you to quickly move through the complicated
details of loan programs. We focus in on how to make your loan happen and get moving to produce results
FINDING YOUR LENDER
Because we are experienced bankers we have developed direct working relationships with many lenders that seek quality
USDA B&I, SBA and Conventional loans. This enables us to make finding the best lender for you much faster and more productive.
This benefits the borrower by saving months of time and effort to find the best lender for their particular loan needs. It
also saves the borrower from working with what can become a chain of loan broker referral sources during their search time
which adds significant delay and cost to you. The lenders we work with accelerate their productivity getting loans they seek without having to prospect and pre-underwrite hundreds of requests to find the specific
loan quality and type that meets their needs.
STRUCTURING YOUR LOAN TO SUCCEED
As we begin
working together, we will thoroughly analyze your financing request and particular situation to determine its viability and
present financing options. We then utilize our background to customize your presentation and your loan structure so it will
be well-received in today's rapidly evolving financial marketplace. Beyond this skill we provide the unique expertise
to present your loan in such a way that it meets the separate needs of both the
lender and the USDA for USDA B&I loans.
Lender and USDA loan
policies are different and do not always match up at the start or sometimes at the end of a loan process.
We manage your loan structure as the loan evolves to keep it on track and ensure a solid finish. We
may also assist you to with multiple loan requests (combine SBA 7a or 504, Conventional and or Farm Service Agency loans)
to meet your financing needs.
AND USDA / SBA NEEDS
Many needs and issues arise and must be
managed and properly addressed during the course of a normal loan. We assist through all stages from
pre-underwriting, loan submission, loan approval process, getting your loan commitment to read correctly and processing the
loan through documentation, title and closing issues to funding. With a USDA B&I and SBA loan,
this occurs for both the lender, USDA and CDC/SBA. We interact with the USDA (and
or SBA/CDC) to get your loan qualified, and follow through to get your loan guarantee approved. Post-funding, we work with
the USDA to make sure the lender obtains the guarantee, or debenture, to complete your loan.
COORDINATING YOUR LOAN FROM START-TO-FINISH
loan processing is different and unique which can make it a recipe for starts and stops and uncertain outcomes if not handled
properly. To get consistent results for our clients we transformed a complicated process into a ready source of rural business
financing by managing and coordinating two separate loan
processes and loan policies more effectively. To do this, we developed and use our own B&ICG Loan
Packaging and Processing System that brings into focus and helps us manage what can be up to 35 steps
your loan takes on the way to funding. Our system enables us to uncover and address hidden issues
that can stall or derail your loan right up front, coordinating all three parties: lender, borrower and USDA in every step.
This is a key to our success and has enabled us to show extraordinary results for clients.
Our lending expertise, USDA program mastery
and B&I loan packaging and processing system rapidly made us the leading source
for USDA B&I financing. As a result we have a consistent track record of achieving success for our
clients in a complicated loan product with a 90% submission to funding ratio. B&I Consulting Group is uniquely positioned
to offer exceptional services to meet your particular and evolving needs.
If you are seeking commercial property and related business financing from $1,000,000 to $10,000,000
we would like to speak with you. We look forward to having the opportunity to assist you.